The Changing Debtor Landscape

There is one truth that exists in the United States today: Medical debt is the leading cause of bankruptcy.

How can that be? How can seeking the treatments and surgeries that are sometimes necessary to remain in good health bankrupt an individual or family in the United States? We are one of the leading industrialized nations in the world and yet we struggle to take care of the health of our people.

Access to Kaiser Family Foundation Report on Medical Debt

Americans have less than $3000 to cover out of pocket medical costs- exactly the amount of most ACA deductibles.

Learn how to handle Debt Collections with Dignity

We believe the only course is to leave patient self-respect intact while working to collect medical debt. The benefits of this approach transcend any particular vested interest.